Advisory · Feasibility studies

Feasibility Studies & Bank-Ready Business Plans in the UAE

An honest answer before the money is spent.

A feasibility study should be able to say no. Ours are built by people who have run the numbers inside operating businesses — retail, restaurants, factories and contracting — so the assumptions are the ones a bank, an investor or a partner will test.

Who asks for one

When a feasibility study is worth commissioning

A new venture

Before signing a lease or a franchise agreement, you want to know the investment, the break-even point and how long the cash must last.

An expansion

A new branch, a second factory line, a new emirate. Will it add profit, or only revenue?

A bank facility or investor

Lenders and investors expect a structured plan with defensible assumptions, sensitivities and a repayment schedule.

A partner or family decision

An independent view takes the argument out of the room and puts the numbers on the table.

What is inside

What our feasibility studies cover

SectionWhat it answers
Market and demandWho buys, how many, at what price, and from whom today. Catchment and competitor mapping for location-based businesses.
Concept and operationsCapacity, layout, staffing model, opening hours, suppliers and the licences and approvals required.
InvestmentFit-out, equipment, deposits, licences, pre-opening costs and the working capital to reach break-even.
Five-year financial modelRevenue build-up, cost of sales, payroll, rent and overheads; profit and loss, cash flow and balance sheet, by month in year one.
Returns and riskBreak-even, payback, IRR and NPV, with sensitivities on the assumptions that matter most — volume, price, rent and food or material cost.
Tax and structureVAT and corporate tax treatment, mainland versus free zone, and how the owners will take money out.
VerdictProceed, proceed with changes, or do not proceed — in plain language, with the reasons.

For lenders

A business plan for a UAE bank loan

Banks do not lend against optimism. A bank-ready plan shows where repayment comes from and what happens if things go wrong.

  • Historical financials reconciled to audited or management accounts
  • A monthly cash-flow forecast showing facility drawdown and repayment
  • Debt-service cover and the covenants the business can actually meet
  • Security, guarantees and the owner's contribution set out clearly
  • Downside scenarios — what a 15% fall in sales does to repayment
  • A model the credit officer can open, follow and test

F&B

Restaurant and café feasibility studies

Food and beverage is where we see the most money lost to enthusiasm. A restaurant feasibility study needs operator-level detail: covers per day by day-part, average spend, menu-level food cost, kitchen and floor staffing by shift, delivery-platform commission, rent as a share of sales, and a realistic ramp-up. We have evaluated outlets and franchise proposals from the inside, so we know which assumptions usually break.

A study that says do not proceed is often the best money an investor spends. We would rather lose the follow-on work than endorse a plan that does not add up.

Process

From brief to final report

01

Brief

Scope, decisions to be made, audience — owner, bank, investor or authority — and the deadline.

02

Research

Market data, site visits, supplier and landlord quotes, competitor pricing, regulatory requirements.

03

Model

A transparent Excel model with every assumption on one sheet, reviewed with you before the report is written.

04

Report

A written study and presentation — translated into Arabic where the audience requires it — with the model handed over.

Common questions

Questions owners ask

How much does a feasibility study cost in the UAE?
It depends on the size of the investment, the amount of primary market research required and whether the audience is internal or a bank. We quote a fixed fee after a short briefing call, before any work begins.
How long does a feasibility study take?
Three to six weeks for most SME projects. A single restaurant or retail outlet is at the shorter end; manufacturing or multi-site projects take longer because of supplier quotations and capacity planning.
Will banks in the UAE accept your study?
Our studies are written for credit committees: reconciled history, monthly cash flows, debt-service cover and downside cases. No consultant can promise approval, but a plan in this form answers the questions a bank will ask.
What is the difference between a feasibility study and a business plan?
A feasibility study tests whether the idea works and may conclude that it does not. A business plan assumes the decision is made and sets out how it will be executed and financed. Many clients need the first, then the second.
Do you prepare feasibility studies for restaurants and cafés?
Yes. F&B is one of our core sectors — outlet economics, food cost, staffing, delivery commissions and franchise terms are all modelled in detail.
Can you prepare the study in Arabic?
Yes. Where partners, authorities or lenders need it, the report is professionally translated into Arabic, with the financial model in English or bilingual.
Do we get the financial model?
Yes. The Excel model is yours, with assumptions on a single sheet so you can update it as quotes and conditions change.

Who does the work

Every engagement is led personally by our principal advisor — a CISA-certified, MBA-qualified finance and audit professional with 15+ years inside UAE retail, F&B, manufacturing and construction groups. The person who diagnoses your business is the one who fixes it.

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Thinking about a new venture or branch?

Tell us the idea in a few lines. We will tell you what a study would cover, what it would cost and how long it would take.

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